Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,123 | $46,464+18.6% | $150,298-63.3% | $79,634-30.8% |
| Participation rate | 17.7% | 57.0%-39.3pp | 77.8%-60.1pp | 62.5%-44.8pp |
| Annual return | 13.71% | 27.89%-14.2pp | 62.79%-49.1pp | 36.46%-22.7pp |
| Employer contribution / active EE | $0 | $1,512-100.0% | $4,154-100.0% | $2,529-100.0% |
| Participant deferral / active EE | $880 | $2,157-59.2% | $5,453-83.9% | $3,835-77.0% |
| Admin fee / account holder | $1,363 | $891+53.1% | $14,116-90.3% | $1,002+36.1% |