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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,643 | $172,111-32.2% | $150,298-22.4% | $137,256-15.0% |
| Participation rate | 80.0% | 81.7%-1.7pp | 77.8%+2.2pp | 80.0%0pp |
| Annual return | 24.02% | 69.37%-45.4pp | 62.79%-38.8pp | 220.34%-196.3pp |
| Employer contribution / active EE | $2,755 | $4,636-40.6% | $4,154-33.7% | $4,156-33.7% |
| Participant deferral / active EE | $6,867 | $6,166+11.4% | $5,453+25.9% | $6,407+7.2% |
| Admin fee / account holder | $8,136 | $16,471-50.6% | $14,116-42.4% | $12,270-33.7% |