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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,473 | $61,787+62.6% | $97,197+3.4% | $80,925+24.2% |
| Participation rate | 72.1% | 63.5%+8.6pp | 72.7%-0.6pp | 67.7%+4.4pp |
| Annual return | 17.29% | -558.16%+575.5pp | 75.47%-58.2pp | 35.65%-18.4pp |
| Employer contribution / active EE | $1,450 | $1,836-21.0% | $2,723-46.7% | $2,756-47.4% |
| Participant deferral / active EE | $4,125 | $3,027+36.2% | $4,263-3.2% | $4,299-4.0% |
| Admin fee / account holder | $2,306 | $5,170-55.4% | $5,637-59.1% | $6,940-66.8% |