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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,674 | $57,073+32.6% | $85,126-11.1% | $80,925-6.5% |
| Participation rate | 100.0% | 56.4%+43.6pp | 67.5%+32.5pp | 67.7%+32.3pp |
| Annual return | 9.51% | 21.69%-12.2pp | 66.63%-57.1pp | 35.65%-26.1pp |
| Employer contribution / active EE | $1,951 | $1,801+8.4% | $2,731-28.6% | $2,756-29.2% |
| Participant deferral / active EE | $4,510 | $3,113+44.9% | $4,523-0.3% | $4,299+4.9% |
| Admin fee / account holder | $2,380 | $4,988-52.3% | $6,160-61.4% | $6,940-65.7% |