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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,674 | $57,140+32.4% | $85,240-11.2% | $80,959-6.5% |
| Participation rate | 100.0% | 56.4%+43.6pp | 67.5%+32.5pp | 67.7%+32.3pp |
| Annual return | 9.51% | 21.71%-12.2pp | 66.75%-57.2pp | 35.67%-26.2pp |
| Employer contribution / active EE | $1,951 | $1,802+8.3% | $2,735-28.7% | $2,757-29.2% |
| Participant deferral / active EE | $4,510 | $3,115+44.8% | $4,527-0.4% | $4,300+4.9% |
| Admin fee / account holder | $2,380 | $4,992-52.3% | $6,165-61.4% | $6,925-65.6% |