Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,935 | $75,541-44.5% | $152,093-72.4% | $82,637-49.3% |
| Participation rate | 39.1% | 66.5%-27.4pp | 77.8%-38.6pp | 68.1%-28.9pp |
| Annual return | 11.06% | 32.56%-21.5pp | 66.36%-55.3pp | 53.51%-42.4pp |
| Employer contribution / active EE | $1,224 | $2,622-53.3% | $4,175-70.7% | $2,552-52.0% |
| Participant deferral / active EE | $2,187 | $3,206-31.8% | $5,451-59.9% | $4,126-47.0% |
| Admin fee / account holder | $2,116 | $6,405-67.0% | $14,497-85.4% | $7,339-71.2% |