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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,724 | $162,136+54.0% | $152,301+64.0% | $154,746+61.4% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 16.61% | 91.02%-74.4pp | 80.50%-63.9pp | 172.34%-155.7pp |
| Employer contribution / active EE | $8,173 | $4,890+67.1% | $4,624+76.7% | $4,379+86.6% |
| Participant deferral / active EE | $12,753 | $8,341+52.9% | $8,004+59.3% | $6,730+89.5% |
| Admin fee / account holder | $4,056 | $15,759-74.3% | $14,398-71.8% | $14,365-71.8% |