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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,291 | $90,691-93.1% | $76,119-91.7% | $145,884-95.7% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 7.46% | 624.52%-617.1pp | 361.25%-353.8pp | 551.85%-544.4pp |
| Employer contribution / active EE | $915 | $3,329-72.5% | $2,693-66.0% | $4,662-80.4% |
| Participant deferral / active EE | $1,366 | $5,167-73.6% | $4,259-67.9% | $6,690-79.6% |
| Admin fee / account holder | $808 | $8,383-90.4% | $6,421-87.4% | $13,392-94.0% |