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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,745 | $166,242+23.8% | $165,071+24.6% | $145,884+41.0% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 23.89% | 100.44%-76.6pp | 70.17%-46.3pp | 551.85%-528.0pp |
| Employer contribution / active EE | $14,008 | $5,283+165.2% | $4,347+222.2% | $4,662+200.5% |
| Participant deferral / active EE | $8,464 | $6,964+21.5% | $6,035+40.2% | $6,690+26.5% |
| Admin fee / account holder | $1,553 | $16,658-90.7% | $12,695-87.8% | $13,392-88.4% |