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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,153 | $99,345+89.4% | $84,753+122.0% | $273,972-31.3% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | -1.68% | 22.93%-24.6pp | 22.78%-24.5pp | 41.46%-43.1pp |
| Employer contribution / active EE | $18,216 | $4,214+332.3% | $3,574+409.6% | $4,869+274.1% |
| Participant deferral / active EE | $5,646 | $4,270+32.2% | $3,712+52.1% | $5,287+6.8% |
| Admin fee / account holder | $6,031 | $6,645-9.2% | $5,333+13.1% | $10,133-40.5% |