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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $354,271 | $160,070+121.3% | $147,117+140.8% | $145,897+142.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 11.83% | 98.69%-86.9pp | 420.54%-408.7pp | 552.29%-540.5pp |
| Employer contribution / active EE | $3,092 | $5,285-41.5% | $4,932-37.3% | $4,663-33.7% |
| Participant deferral / active EE | $7,756 | $8,419-7.9% | $8,065-3.8% | $6,689+15.9% |
| Admin fee / account holder | $10,552 | $15,035-29.8% | $12,993-18.8% | $13,390-21.2% |