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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $764,246 | $183,539+316.4% | $155,556+391.3% | $145,897+423.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 7.22% | 61.31%-54.1pp | 64.84%-57.6pp | 552.29%-545.1pp |
| Employer contribution / active EE | $1,491 | $5,315-72.0% | $4,675-68.1% | $4,663-68.0% |
| Participant deferral / active EE | $4,708 | $6,467-27.2% | $5,631-16.4% | $6,689-29.6% |
| Admin fee / account holder | $22,472 | $19,275+16.6% | $15,885+41.5% | $13,390+67.8% |