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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $908,475 | $183,592+394.8% | $155,574+484.0% | $145,877+522.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 12.54% | 61.37%-48.8pp | 64.87%-52.3pp | 551.28%-538.7pp |
| Employer contribution / active EE | $29,438 | $5,317+453.7% | $4,676+529.6% | $4,663+531.3% |
| Participant deferral / active EE | $12,575 | $6,466+94.5% | $5,629+123.4% | $6,691+88.0% |
| Admin fee / account holder | $8,732 | $19,316-54.8% | $15,914-45.1% | $13,402-34.8% |