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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $588,686 | $88,672+563.9% | $105,223+459.5% | $82,448+614.0% |
| Participation rate | 97.3% | 67.9%+29.4pp | 75.0%+22.3pp | 68.1%+29.2pp |
| Annual return | 11.39% | 30.86%-19.5pp | 180.65%-169.3pp | 41.64%-30.2pp |
| Employer contribution / active EE | $23,213 | $3,048+661.6% | $3,689+529.3% | $2,551+810.0% |
| Participant deferral / active EE | $10,656 | $4,036+164.0% | $5,072+110.1% | $4,139+157.4% |
| Admin fee / account holder | $27,597 | $7,146+286.2% | $8,859+211.5% | $7,234+281.5% |