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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,622 | $58,311+118.9% | $81,882+55.9% | $80,959+57.6% |
| Participation rate | 98.9% | 63.5%+35.4pp | 72.4%+26.5pp | 67.7%+31.2pp |
| Annual return | 12.32% | 41.85%-29.5pp | 779.47%-767.2pp | 35.67%-23.3pp |
| Employer contribution / active EE | $1,619 | $2,347-31.0% | $2,916-44.5% | $2,757-41.3% |
| Participant deferral / active EE | $6,028 | $3,287+83.4% | $4,323+39.4% | $4,300+40.2% |
| Admin fee / account holder | $1,186 | $4,752-75.1% | $7,360-83.9% | $6,925-82.9% |