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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,526 | $155,555+9.0% | $146,866+15.4% | $155,188+9.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 10.15% | 115.41%-105.3pp | 102.85%-92.7pp | 148.84%-138.7pp |
| Employer contribution / active EE | $9,415 | $4,647+102.6% | $4,425+112.8% | $4,248+121.6% |
| Participant deferral / active EE | $9,458 | $8,044+17.6% | $7,759+21.9% | $6,531+44.8% |
| Admin fee / account holder | $95,400 | $14,755+546.5% | $13,620+600.4% | $14,480+558.9% |