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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,724 | $102,429+14.9% | $147,096-20.0% | $80,925+45.5% |
| Participation rate | 63.3% | 75.9%-12.5pp | 82.2%-18.8pp | 67.7%-4.3pp |
| Annual return | 16.07% | 135.02%-118.9pp | 419.75%-403.7pp | 35.65%-19.6pp |
| Employer contribution / active EE | $11,207 | $3,716+201.6% | $4,936+127.1% | $2,756+306.6% |
| Participant deferral / active EE | $4,226 | $6,649-36.4% | $8,071-47.6% | $4,299-1.7% |
| Admin fee / account holder | $5,710 | $7,957-28.2% | $13,005-56.1% | $6,940-17.7% |