Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,296 | $100,203-18.9% | $85,240-4.6% | $145,897-44.3% |
| Participation rate | 40.0% | 74.1%-34.1pp | 67.5%-27.5pp | 80.3%-40.3pp |
| Annual return | 15.96% | 84.28%-68.3pp | 66.75%-50.8pp | 552.29%-536.3pp |
| Employer contribution / active EE | $303 | $3,242-90.7% | $2,735-88.9% | $4,663-93.5% |
| Participant deferral / active EE | $1,428 | $5,299-73.1% | $4,527-68.5% | $6,689-78.7% |
| Admin fee / account holder | $10,830 | $7,265+49.1% | $6,165+75.7% | $13,390-19.1% |