Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
VALIC RETIREMENT SERVICES COMPANY10+ years Service code 19 · EIN 51-0396365 | Securities Custodian | $47,869 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,887 | $46,464+35.3% | $150,298-58.2% | $79,634-21.0% |
| Participation rate | 45.2% | 57.0%-11.7pp | 77.8%-32.5pp | 62.5%-17.2pp |
| Annual return | 9.73% | 27.89%-18.2pp | 62.79%-53.1pp | 36.46%-26.7pp |
| Employer contribution / active EE | $995 | $1,512-34.2% | $4,154-76.0% | $2,529-60.7% |
| Participant deferral / active EE | $1,701 | $2,157-21.1% | $5,453-68.8% | $3,835-55.6% |
| Admin fee / account holder | $199 | $891-77.6% | $14,116-98.6% | $1,002-80.1% |