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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,270 | $201,370-13.0% | $184,256-4.9% | $145,897+20.1% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 6.36% | 29.05%-22.7pp | 28.85%-22.5pp | 552.29%-545.9pp |
| Employer contribution / active EE | $5,623 | $7,024-19.9% | $6,427-12.5% | $4,663+20.6% |
| Participant deferral / active EE | $3,383 | $9,808-65.5% | $9,133-63.0% | $6,689-49.4% |
| Admin fee / account holder | $744 | $16,364-95.5% | $13,899-94.6% | $13,390-94.4% |