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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,665 | $150,435-26.4% | $120,580-8.2% | $145,897-24.1% |
| Participation rate | 100.0% | 78.8%+21.2pp | 72.0%+28.0pp | 80.3%+19.7pp |
| Annual return | 5.09% | 154.60%-149.5pp | 107.48%-102.4pp | 552.29%-547.2pp |
| Employer contribution / active EE | $11,635 | $4,352+167.3% | $3,469+235.4% | $4,663+149.5% |
| Participant deferral / active EE | $7,440 | $6,174+20.5% | $4,995+48.9% | $6,689+11.2% |
| Admin fee / account holder | $17,694 | $12,182+45.2% | $9,418+87.9% | $13,390+32.1% |