Retirement plan

OUP USA THRIFT PLAN

Name: THE CHANCELLOR, MASTERS AND SCHOLARS OF THE UNIVERSITY OF OXFORD - OUP USA THRIFT PLAN (2025) Form 5500
Creator: THE CHANCELLOR, MASTERS AND SCHOLARS OF THE UNIVERSITY OF OXFORD
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, OUP USA THRIFT PLAN, THE CHANCELLOR, MASTERS AND SCHOLARS OF THE UNIVERSITY OF OXFORD

THE CHANCELLOR, MASTERS AND SCHOLARS OF THE UNIVERSITY OF OXFORDEIN 98-6001062Plan #002PY 2025

198 MADISON AVENUE - NEW YORK, NY 100164308212-726-6000

Other plans on this EIN

2 filings

#003Retirement-$72.6M assets #001Retirement-$61.2M assets

Prospect flagsLow returnsWind-down / frozen

How to read this page

Total assets (EOY)

$29.5M

-12.9% from 2024

Total participants

536

-8.4% from 2024

Average account balance

$59,650

-0.0% from 2024

Annual return

6.00%

-8.89 pp from 2024

Benchmarks

See 766 peers

Peer group

Industry61 - Educational Services

Plan typeDefined contribution

Participants100-249

Cohort766 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$29.47M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$60K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

494

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

82.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

Not enough data

0 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+6.00%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$108

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
FID INV INST OPS CO5 years Service code 37 · EIN 04-2647786	Loan Processing	$53,299

Plan features & details

Pension benefit codes2G2K2L2M2T

Plan features

2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2M
Code section 403(b)(7) accounts
Plan uses Code section 403(b)(7) custodial accounts as a funding vehicle.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

2 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
InformationalWind-down / frozen
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.

Expense breakdown

Schedule H Part II

Admin total

$53K

$218 / participant

Recordkeeping$53K100.0%

% of EOY assets

0.181%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: BONADIO & CO., LLP
Auditor EIN: 161131146
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$59,650

$63,433-6.0%

$63,803-6.5%

$64,097-6.9%

Participation rate

82.9%

65.0%+17.8pp

72.7%+10.2pp

55.2%+27.7pp

Annual return

6.00%

20.74%-14.7pp

543.72%-537.7pp

34.64%-28.6pp

Employer contribution / active EE

$2,332-100.0%

$2,532-100.0%

$1,891-100.0%

Participant deferral / active EE

$3,119-100.0%

$3,843-100.0%

$3,080-100.0%

Admin fee / account holder

$108

$1,489-92.8%

$5,196-97.9%

$3,454-96.9%

Provider

Service type

Compensation

FID INV INST OPS CO5 years

Service code 37 · EIN 04-2647786

Loan Processing

$53,299

OUP USA THRIFT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

OUP USA THRIFT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion