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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,953 | $29,051-58.9% | $52,425-77.2% | $67,986-82.4% |
| Participation rate | 19.1% | 30.4%-11.3pp | 55.6%-36.5pp | 57.2%-38.1pp |
| Annual return | 32.29% | 24.00%+8.3pp | 302.12%-269.8pp | 31.67%+0.6pp |
| Employer contribution / active EE | $380 | $412-7.8% | $914-58.5% | $2,019-81.2% |
| Participant deferral / active EE | $1,129 | $873+29.3% | $1,790-37.0% | $3,358-66.4% |
| Admin fee / account holder | $224 | $2,113-89.4% | $2,495-91.0% | $3,203-93.0% |