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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,039 | $70,121-37.2% | $63,803-31.0% | $138,895-68.3% |
| Participation rate | 87.5% | 77.2%+10.3pp | 72.7%+14.8pp | 79.9%+7.6pp |
| Annual return | 14.66% | 946.48%-931.8pp | 543.72%-529.1pp | 145.39%-130.7pp |
| Employer contribution / active EE | $0 | $2,882-100.0% | $2,532-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $13,058 | $4,535+187.9% | $3,843+239.8% | $6,396+104.1% |
| Admin fee / account holder | $12,610 | $6,738+87.2% | $5,196+142.7% | $12,562+0.4% |