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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,039 | $73,421-40.0% | $66,439-33.7% | $155,188-71.6% |
| Participation rate | 87.5% | 79.7%+7.8pp | 74.5%+13.0pp | 80.8%+6.7pp |
| Annual return | 14.66% | 1382.37%-1367.7pp | 757.66%-743.0pp | 148.84%-134.2pp |
| Employer contribution / active EE | $0 | $3,039-100.0% | $2,637-100.0% | $4,248-100.0% |
| Participant deferral / active EE | $13,058 | $4,680+179.0% | $3,876+236.9% | $6,531+99.9% |
| Admin fee / account holder | $12,610 | $8,856+42.4% | $6,173+104.3% | $14,480-12.9% |