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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,236 | $275,752-47.3% | $256,809-43.4% | $198,609-26.9% |
| Participation rate | 35.7% | 89.2%-53.5pp | 88.5%-52.8pp | 82.4%-46.7pp |
| Annual return | 16.48% | 34.81%-18.3pp | 32.73%-16.2pp | 202.70%-186.2pp |
| Employer contribution / active EE | $0 | $7,721-100.0% | $7,263-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $10,511 | $10,037+4.7% | $9,520+10.4% | $6,977+50.7% |
| Admin fee / account holder | $15,451 | $25,716-39.9% | $25,146-38.6% | $19,030-18.8% |