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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,236 | $223,823-35.1% | $211,142-31.2% | $154,746-6.1% |
| Participation rate | 35.7% | 87.9%-52.1pp | 87.3%-51.6pp | 80.7%-45.0pp |
| Annual return | 16.48% | 50.39%-33.9pp | 46.84%-30.4pp | 172.34%-155.9pp |
| Employer contribution / active EE | $0 | $6,787-100.0% | $6,442-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $10,511 | $9,750+7.8% | $9,284+13.2% | $6,730+56.2% |
| Admin fee / account holder | $15,451 | $19,707-21.6% | $19,076-19.0% | $14,365+7.6% |