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| Provider | Service type | Compensation |
|---|---|---|
BOKF, NA1 year Service code 15 · EIN 73-0780382 | Recordkeeping | $113,407 |
CHARLES SCHWAB & CO., INC.5 years Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 82-3967259 | Securities Custodian | $10,197 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,418 | $82,979+6.6% | $102,383-13.6% | $77,714+13.8% |
| Participation rate | 90.1% | 71.5%+18.5pp | 74.5%+15.5pp | 70.6%+19.5pp |
| Annual return | 14.59% | 19.11%-4.5pp | 24.94%-10.3pp | 31.26%-16.7pp |
| Employer contribution / active EE | $2,384 | $3,554-32.9% | $3,870-38.4% | $2,727-12.6% |
| Participant deferral / active EE | $6,131 | $4,109+49.2% | $5,060+21.2% | $4,649+31.9% |
| Admin fee / account holder | $319 | $639-50.1% | $8,391-96.2% | $433-26.5% |