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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,279 | $111,535-37.9% | $105,223-34.2% | $137,256-49.5% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 7.17% | 237.85%-230.7pp | 180.65%-173.5pp | 220.34%-213.2pp |
| Employer contribution / active EE | $10,714 | $3,939+172.0% | $3,689+190.5% | $4,156+157.8% |
| Participant deferral / active EE | $5,850 | $5,500+6.4% | $5,072+15.3% | $6,407-8.7% |
| Admin fee / account holder | $19,883 | $9,721+104.5% | $8,859+124.4% | $12,270+62.0% |