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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,659 | $68,880-62.7% | $120,580-78.7% | $80,959-68.3% |
| Participation rate | 100.0% | 61.7%+38.3pp | 72.0%+28.0pp | 67.7%+32.3pp |
| Annual return | 9.84% | 23.68%-13.8pp | 107.48%-97.6pp | 35.67%-25.8pp |
| Employer contribution / active EE | $85 | $2,066-95.9% | $3,469-97.6% | $2,757-96.9% |
| Participant deferral / active EE | $2,397 | $3,191-24.9% | $4,995-52.0% | $4,300-44.3% |
| Admin fee / account holder | $1,924 | $5,785-66.7% | $9,418-79.6% | $6,925-72.2% |