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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,604 | $77,492-70.8% | $100,398-77.5% | $80,911-72.1% |
| Participation rate | 91.2% | 76.9%+14.3pp | 81.5%+9.7pp | 67.6%+23.6pp |
| Annual return | 12.85% | 37.23%-24.4pp | 49.32%-36.5pp | 35.63%-22.8pp |
| Employer contribution / active EE | $1,501 | $2,800-46.4% | $3,946-62.0% | $2,756-45.5% |
| Participant deferral / active EE | $5,688 | $6,817-16.6% | $8,084-29.6% | $4,297+32.4% |
| Admin fee / account holder | $5,265 | $5,892-10.6% | $7,893-33.3% | $6,935-24.1% |