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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,076,002 | $178,174+1065.2% | $156,181+1229.2% | $137,256+1412.5% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | -28.04% | 84.19%-112.2pp | 64.87%-92.9pp | 220.34%-248.4pp |
| Employer contribution / active EE | $16,532 | $4,972+232.5% | $4,294+285.0% | $4,156+297.8% |
| Participant deferral / active EE | $20,333 | $6,888+195.2% | $6,132+231.6% | $6,407+217.4% |
| Admin fee / account holder | $284,215 | $17,404+1533.0% | $14,586+1848.5% | $12,270+2216.3% |