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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,911 | $82,879+32.6% | $96,576+13.8% | $67,986+61.7% |
| Participation rate | 79.1% | 75.2%+4.0pp | 81.4%-2.3pp | 57.2%+21.9pp |
| Annual return | 12.92% | 36.90%-24.0pp | 38.47%-25.6pp | 31.67%-18.7pp |
| Employer contribution / active EE | $4,393 | $2,727+61.1% | $3,553+23.6% | $2,019+117.6% |
| Participant deferral / active EE | $9,156 | $6,976+31.3% | $7,956+15.1% | $3,358+172.7% |
| Admin fee / account holder | $15,528 | $2,783+457.9% | $11,381+36.4% | $3,203+384.8% |