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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,577 | $183,539-44.1% | $155,556-34.1% | $145,897-29.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 18.79% | 61.31%-42.5pp | 64.84%-46.0pp | 552.29%-533.5pp |
| Employer contribution / active EE | $2,839 | $5,315-46.6% | $4,675-39.3% | $4,663-39.1% |
| Participant deferral / active EE | $10,910 | $6,467+68.7% | $5,631+93.8% | $6,689+63.1% |
| Admin fee / account holder | $634 | $19,275-96.7% | $15,885-96.0% | $13,390-95.3% |