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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $29,406 |
S L REED & COMPANY3 years Service code 27 · EIN 95-4569995 | Advisory (Plan) | $22,065 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,791 | $59,006+13.2% | $97,295-31.4% | $74,478-10.3% |
| Participation rate | 49.5% | 63.7%-14.2pp | 72.7%-23.2pp | 67.2%-17.7pp |
| Annual return | 11.97% | 16.04%-4.1pp | 75.62%-63.6pp | 1370.56%-1358.6pp |
| Employer contribution / active EE | $1,110 | $1,894-41.4% | $2,723-59.2% | $2,626-57.7% |
| Participant deferral / active EE | $2,507 | $3,671-31.7% | $4,264-41.2% | $4,350-42.4% |
| Admin fee / account holder | $360 | $1,974-81.8% | $5,646-93.6% | $1,946-81.5% |