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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,725 | $108,942-43.3% | $100,415-38.5% | $145,897-57.7% |
| Participation rate | 92.9% | 83.0%+9.9pp | 81.5%+11.3pp | 80.3%+12.6pp |
| Annual return | 19.61% | 58.27%-38.7pp | 49.47%-29.9pp | 552.29%-532.7pp |
| Employer contribution / active EE | $3,739 | $4,422-15.5% | $3,943-5.2% | $4,663-19.8% |
| Participant deferral / active EE | $6,870 | $8,461-18.8% | $8,091-15.1% | $6,689+2.7% |
| Admin fee / account holder | $382 | $9,702-96.1% | $7,906-95.2% | $13,390-97.1% |