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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,365 | $107,666-29.1% | $102,184-25.3% | $154,746-50.7% |
| Participation rate | 92.3% | 83.7%+8.6pp | 82.6%+9.7pp | 80.7%+11.6pp |
| Annual return | 18.61% | 29.33%-10.7pp | 31.58%-13.0pp | 172.34%-153.7pp |
| Employer contribution / active EE | $3,883 | $3,846+1.0% | $3,594+8.0% | $4,379-11.3% |
| Participant deferral / active EE | $7,574 | $8,719-13.1% | $8,309-8.8% | $6,730+12.5% |
| Admin fee / account holder | $303 | $12,943-97.7% | $11,609-97.4% | $14,365-97.9% |