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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,952 | $166,268-65.7% | $165,100-65.5% | $145,897-61.0% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 16.31% | 100.52%-84.2pp | 70.21%-53.9pp | 552.29%-536.0pp |
| Employer contribution / active EE | $4,248 | $5,284-19.6% | $4,348-2.3% | $4,663-8.9% |
| Participant deferral / active EE | $4,507 | $6,964-35.3% | $6,035-25.3% | $6,689-32.6% |
| Admin fee / account holder | $1,412 | $16,659-91.5% | $12,696-88.9% | $13,390-89.5% |