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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,184 | $101,795-66.4% | $165,100-79.3% | $80,959-57.8% |
| Participation rate | 97.5% | 71.8%+25.7pp | 78.6%+18.9pp | 67.7%+29.8pp |
| Annual return | 9.53% | 16.73%-7.2pp | 70.21%-60.7pp | 35.67%-26.1pp |
| Employer contribution / active EE | $4,014 | $2,954+35.9% | $4,348-7.7% | $2,757+45.6% |
| Participant deferral / active EE | $4,326 | $4,476-3.4% | $6,035-28.3% | $4,300+0.6% |
| Admin fee / account holder | $429 | $8,221-94.8% | $12,696-96.6% | $6,925-93.8% |