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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,184 | $101,763-66.4% | $164,866-79.3% | $80,874-57.7% |
| Participation rate | 97.5% | 71.8%+25.7pp | 78.6%+18.9pp | 67.6%+29.9pp |
| Annual return | 9.53% | 16.73%-7.2pp | 69.97%-60.4pp | 35.62%-26.1pp |
| Employer contribution / active EE | $4,014 | $2,954+35.9% | $4,343-7.6% | $2,756+45.7% |
| Participant deferral / active EE | $4,326 | $4,477-3.4% | $6,033-28.3% | $4,297+0.7% |
| Admin fee / account holder | $429 | $8,228-94.8% | $12,689-96.6% | $6,935-93.8% |