Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,378 | $50,820-22.5% | $155,567-74.7% | $77,671-49.3% |
| Participation rate | 33.0% | 63.1%-30.1pp | 78.2%-45.2pp | 70.6%-37.6pp |
| Annual return | 17.86% | 34.85%-17.0pp | 64.74%-46.9pp | 31.21%-13.3pp |
| Employer contribution / active EE | $1,138 | $1,993-42.9% | $4,674-75.6% | $2,726-58.3% |
| Participant deferral / active EE | $2,113 | $2,823-25.2% | $5,628-62.5% | $4,648-54.5% |
| Admin fee / account holder | $3,455 | $436+692.6% | $15,916-78.3% | $430+702.8% |