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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,568 | $108,942-75.6% | $100,415-73.5% | $145,897-81.8% |
| Participation rate | 60.0% | 83.0%-23.0pp | 81.5%-21.5pp | 80.3%-20.3pp |
| Annual return | 13.90% | 58.27%-44.4pp | 49.47%-35.6pp | 552.29%-538.4pp |
| Employer contribution / active EE | $2,799 | $4,422-36.7% | $3,943-29.0% | $4,663-40.0% |
| Participant deferral / active EE | $3,848 | $8,461-54.5% | $8,091-52.4% | $6,689-42.5% |
| Admin fee / account holder | $579 | $9,702-94.0% | $7,906-92.7% | $13,390-95.7% |