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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,036 | $89,259-24.9% | $107,187-37.5% | $82,637-18.9% |
| Participation rate | 86.7% | 67.9%+18.7pp | 75.0%+11.6pp | 68.1%+18.6pp |
| Annual return | 19.16% | 21.02%-1.9pp | 204.55%-185.4pp | 53.51%-34.3pp |
| Employer contribution / active EE | $2,552 | $3,080-17.1% | $3,782-32.5% | $2,5520% |
| Participant deferral / active EE | $6,494 | $4,037+60.8% | $5,096+27.4% | $4,126+57.4% |
| Admin fee / account holder | $6,330 | $7,381-14.2% | $9,162-30.9% | $7,339-13.7% |