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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,299 | $95,453+13.5% | $112,040-3.3% | $82,448+31.4% |
| Participation rate | 76.5% | 72.8%+3.7pp | 76.5%0pp | 68.1%+8.4pp |
| Annual return | 13.48% | 23.92%-10.4pp | 24.52%-11.0pp | 41.64%-28.2pp |
| Employer contribution / active EE | $9,374 | $2,318+304.4% | $2,954+217.3% | $2,551+267.5% |
| Participant deferral / active EE | $5,348 | $4,224+26.6% | $5,098+4.9% | $4,139+29.2% |
| Admin fee / account holder | $3,326 | $9,013-63.1% | $12,098-72.5% | $7,234-54.0% |