Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,810 | $101,795-56.0% | $165,100-72.9% | $80,959-44.7% |
| Participation rate | 59.6% | 71.8%-12.2pp | 78.6%-19.0pp | 67.7%-8.0pp |
| Annual return | 14.59% | 16.73%-2.1pp | 70.21%-55.6pp | 35.67%-21.1pp |
| Employer contribution / active EE | $1,615 | $2,954-45.3% | $4,348-62.9% | $2,757-41.4% |
| Participant deferral / active EE | $4,990 | $4,476+11.5% | $6,035-17.3% | $4,300+16.0% |
| Admin fee / account holder | $3,020 | $8,221-63.3% | $12,696-76.2% | $6,925-56.4% |