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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,097 | $166,268-24.2% | $165,100-23.6% | $145,897-13.6% |
| Participation rate | 85.7% | 82.0%+3.7pp | 78.6%+7.1pp | 80.3%+5.4pp |
| Annual return | 2.39% | 100.52%-98.1pp | 70.21%-67.8pp | 552.29%-549.9pp |
| Employer contribution / active EE | $5,868 | $5,284+11.1% | $4,348+35.0% | $4,663+25.9% |
| Participant deferral / active EE | $1,729 | $6,964-75.2% | $6,035-71.4% | $6,689-74.2% |
| Admin fee / account holder | $949 | $16,659-94.3% | $12,696-92.5% | $13,390-92.9% |