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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,097 | $166,131-24.1% | $164,975-23.6% | $145,877-13.6% |
| Participation rate | 85.7% | 82.0%+3.7pp | 78.6%+7.1pp | 80.3%+5.4pp |
| Annual return | 2.39% | 100.37%-98.0pp | 70.12%-67.7pp | 551.28%-548.9pp |
| Employer contribution / active EE | $5,868 | $5,276+11.2% | $4,343+35.1% | $4,663+25.8% |
| Participant deferral / active EE | $1,729 | $6,962-75.2% | $6,033-71.3% | $6,691-74.2% |
| Admin fee / account holder | $949 | $16,648-94.3% | $12,688-92.5% | $13,402-92.9% |