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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,685 | $90,691-34.2% | $76,119-21.6% | $145,884-59.1% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 18.14% | 624.52%-606.4pp | 361.25%-343.1pp | 551.85%-533.7pp |
| Employer contribution / active EE | $2,154 | $3,329-35.3% | $2,693-20.0% | $4,662-53.8% |
| Participant deferral / active EE | $6,065 | $5,167+17.4% | $4,259+42.4% | $6,690-9.3% |
| Admin fee / account holder | $543 | $8,383-93.5% | $6,421-91.5% | $13,392-95.9% |