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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,079 | $160,040-45.0% | $147,096-40.1% | $145,877-39.6% |
| Participation rate | 50.0% | 84.0%-34.0pp | 82.2%-32.2pp | 80.3%-30.3pp |
| Annual return | 16.36% | 98.49%-82.1pp | 419.75%-403.4pp | 551.28%-534.9pp |
| Employer contribution / active EE | $86,704 | $5,289+1539.2% | $4,936+1656.6% | $4,663+1759.4% |
| Participant deferral / active EE | $54,611 | $8,429+547.9% | $8,071+576.6% | $6,691+716.2% |
| Admin fee / account holder | $28 | $15,050-99.8% | $13,005-99.8% | $13,402-99.8% |