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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,679 | $86,949+5.4% | $102,460-10.5% | $80,959+13.2% |
| Participation rate | 93.8% | 72.4%+21.4pp | 76.5%+17.3pp | 67.7%+26.2pp |
| Annual return | 7.24% | 18.89%-11.7pp | 29.47%-22.2pp | 35.67%-28.4pp |
| Employer contribution / active EE | $6,835 | $2,370+188.4% | $3,025+125.9% | $2,757+147.9% |
| Participant deferral / active EE | $8,458 | $4,121+105.2% | $5,056+67.3% | $4,300+96.7% |
| Admin fee / account holder | $4,133 | $8,048-48.6% | $9,460-56.3% | $6,925-40.3% |