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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,833 | $172,111+42.3% | $150,298+62.9% | $137,256+78.4% |
| Participation rate | 40.0% | 81.7%-41.7pp | 77.8%-37.8pp | 80.0%-40.0pp |
| Annual return | 14.22% | 69.37%-55.2pp | 62.79%-48.6pp | 220.34%-206.1pp |
| Employer contribution / active EE | $2,162 | $4,636-53.4% | $4,154-47.9% | $4,156-48.0% |
| Participant deferral / active EE | $6,065 | $6,166-1.6% | $5,453+11.2% | $6,407-5.3% |
| Admin fee / account holder | $3,210 | $16,471-80.5% | $14,116-77.3% | $12,270-73.8% |