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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,074 | $201,370-49.8% | $184,256-45.1% | $145,897-30.7% |
| Participation rate | 60.0% | 87.5%-27.5pp | 86.8%-26.8pp | 80.3%-20.3pp |
| Annual return | 17.11% | 29.05%-11.9pp | 28.85%-11.7pp | 552.29%-535.2pp |
| Employer contribution / active EE | $2,384 | $7,024-66.1% | $6,427-62.9% | $4,663-48.9% |
| Participant deferral / active EE | $12,200 | $9,808+24.4% | $9,133+33.6% | $6,689+82.4% |
| Admin fee / account holder | $20 | $16,364-99.9% | $13,899-99.9% | $13,390-99.9% |