Retirement plan

FUNCTIONAL FENESTRATION, INC. 401(K) BENEFIT PLAN

Name: FUNCTIONAL FENESTRATION, INC. - FUNCTIONAL FENESTRATION, INC. 401(K) BENEFIT PLAN (2025) Form 5500
Creator: FUNCTIONAL FENESTRATION, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, FUNCTIONAL FENESTRATION, INC. 401(K) BENEFIT PLAN, FUNCTIONAL FENESTRATION, INC.

FUNCTIONAL FENESTRATION, INC.EIN 95-4626012Plan #001PY 2025

12833 SIMMS AVE. - HAWTHORNE, CA 90250213-756-9971fenestration.netLinkedIn11-50 employeesbuilding materials

Prospect flagsLow fidelity bond

How to read this page

Total assets (EOY)

$1.8M

+20.1% from 2024

Total participants

+3.7% from 2024

Average account balance

$71,521

+5.7% from 2024

Annual return

11.67%

-10.96 pp from 2024

Benchmarks

See 18,217 peers

Peer group

Industry42 - Wholesale Trade

Plan typeDefined contribution

Participants<25

Cohort18,217 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.79M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$72K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

119.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$126K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.67%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2F2G2J3D

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$71,521

$178,174-59.9%

$156,181-54.2%

$137,256-47.9%

Participation rate

85.7%

82.0%+3.7pp

78.8%+6.9pp

80.0%+5.8pp

Annual return

11.67%

84.19%-72.5pp

64.87%-53.2pp

220.34%-208.7pp

Employer contribution / active EE

$2,534

$4,972-49.0%

$4,294-41.0%

$4,156-39.0%

Participant deferral / active EE

$3,452

$6,888-49.9%

$6,132-43.7%

$6,407-46.1%

Admin fee / account holder

$17,404-100.0%

$14,586-100.0%

$12,270-100.0%

FUNCTIONAL FENESTRATION, INC. 401(K) BENEFIT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

FUNCTIONAL FENESTRATION, INC. 401(K) BENEFIT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Audit opinion

Benchmarks

Service providers

Opportunity flags

Audit opinion