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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,553 | $171,492-48.4% | $150,734-41.3% | $198,609-55.4% |
| Participation rate | 80.0% | 81.4%-1.4pp | 78.4%+1.6pp | 82.4%-2.4pp |
| Annual return | 7.15% | 804.70%-797.6pp | 600.81%-593.7pp | 202.70%-195.5pp |
| Employer contribution / active EE | $14,595 | $5,470+166.8% | $4,918+196.8% | $5,055+188.7% |
| Participant deferral / active EE | $8,333 | $6,259+33.1% | $5,610+48.5% | $6,977+19.4% |
| Admin fee / account holder | $7,492 | $17,628-57.5% | $14,905-49.7% | $19,030-60.6% |