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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $434,776 | $88,702+390.2% | $81,780+431.6% | $145,978+197.8% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 13.77% | 1029.12%-1015.4pp | 776.27%-762.5pp | 550.52%-536.7pp |
| Employer contribution / active EE | $12,026 | $3,084+289.9% | $2,914+312.7% | $4,662+158.0% |
| Participant deferral / active EE | $16,564 | $4,645+256.6% | $4,321+283.4% | $6,690+147.6% |
| Admin fee / account holder | $11,773 | $8,414+39.9% | $7,384+59.4% | $13,400-12.1% |