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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,366 | $222,882-82.3% | $182,153-78.4% | $198,609-80.2% |
| Participation rate | 66.7% | 67.8%-1.1pp | 65.7%+0.9pp | 82.4%-15.7pp |
| Annual return | 23.36% | 38.53%-15.2pp | 35.04%-11.7pp | 202.70%-179.3pp |
| Employer contribution / active EE | $4,194 | $2,741+53.0% | $2,593+61.7% | $5,055-17.0% |
| Participant deferral / active EE | $11,449 | $4,212+171.8% | $3,776+203.2% | $6,977+64.1% |
| Admin fee / account holder | $186 | $8,972-97.9% | $9,477-98.0% | $19,030-99.0% |